Can I Produce a Director's Loan Certificate in Inform Direct?

Overview

A Director’s Loan Certificate (sometimes called a Director’s Loan Account statement or certificate) is a document confirming the balance owed to, or by, a director on their loan account with the company at a given date. It’s commonly requested by mortgage lenders, HMRC, or accountants as evidence of the loan position.

Can I Produce a Director’s Loan Certificate in Inform Direct?

No.
Inform Direct cannot produce a Director’s Loan Certificate.

Inform Direct is a company secretarial platform. It manages statutory registers, share transactions, officer and PSC records, and Companies House filings – it does not hold or track the accounting ledger balance of a director’s loan account. Since that balance is not recorded within Inform Direct, there is no figure for it to certify.

The director’s loan account balance is maintained in your accounting or bookkeeping records (for example Xero, BrightBooks, Sage, or your accountant’s working papers). A certificate or statement of the balance needs to be produced from there.

What Can Inform Direct Help With Instead?

While Inform Direct can’t certify a loan balance, the Template Library does include related governance documents to support the legal side of setting up or approving a director’s loan, including:

Memorandum of terms of loan
Written notice of director interest in a proposed loan
Written notice of director interest in a loan to a connected person
Board minutes to approve a director loan

These document the terms and approval of a loan, but do not confirm or certify its current balance.

How Can I Get a Certificate of the Loan Balance?

Ask your accountant or bookkeeper to produce a statement or certificate of the director’s loan account from your accounting records, as this is where the running balance is maintained and reconciled.

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